By Matt Perushek, Frei, Mims and Perushek LLP | Virginia personal injury attorney | Last updated [October 2026]
The facts: Insurers are closing more car accident injury claims without paying anything. A Wall Street Journal analysis of national insurance filings found that 45% of resolved auto liability and medical claims closed with no payment in 2025, up from 35% a decade earlier. In Virginia, a strict rule called contributory negligence can make a denial even more likely. If you were injured in a crash, the steps below can help protect your claim, and the Virginia car accident injury lawyers at Frei, Mims and Perushek LLP, with more than 45 years of personal injury experience, can help you take them.
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